Build better credit with Aqua.For Aqua Timeless

The card that claims yes to working for you grow your credit rating whenever utilized responsibly

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou create your credit scorewhen used responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure to help make payments on time or even to remain in your borrowing limit implies that you will definitely pay extra costs that will make acquiring credit in the long run higher priced and hard.

Why Aqua?

Without headaches

Look at your eligibility within just one minute, without any effect on your credit rating

Helpful tools

Stay static in control with your app that is handy alerts, of good use guides and much more

Grow your credit history

You can be helped by us begin your journey to building a significantly better credit rating once you handle your account well

Use with Apple Pay

You possibly can make quick and secure purchases on the web, through apps or in-store. Include your Aqua card to Apple Pay to begin purchases that are making together with your Apple devices. For detailed put up and guidelines see, How to setup Apple Pay.

No effect on your credit rating

We assist over 4,000 people every week, therefore we could say yes to you personally too. Because we use SafeCheck, we could tell you whether you’re eligible without impacting your credit history. It is super you’ll and easy get yourself a reaction within just one minute.

37.9% APR

Representative (variable) for Aqua Timeless

We help over 4,000 individuals every week, therefore we could say yes for you too. Because we use SafeCheck, we are able to inform you whether you’re eligible without impacting your credit score. It is super simple and you’ll obtain a reaction within just 60 moments.

37.9percent APR

Representative (variable) for Aqua Vintage

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients assert


Credit available and then British residents aged 18 and over. At the mercy of status. Terms use. The APR applicable for your requirements will rely on our evaluation of the application.

Open to make use of with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with authorized numbers 7297722 and 4134880 correspondingly. They form an element of the NewDay set of businesses. The office that is registered these firms is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated and authorised by the Financial Conduct Authority (FCA) with figures 690292 and 682417 respectively. NewDay Ltd can also be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of re payment services. Aqua is just a trademark of NewDay Cards Ltd, which can be utilized under licence by NewDay Ltd.

Accountable creditfor the modern globe.

Adjustable APRs are priced between 12.99per cent 29.49%. Cards given by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No yearly cost (later and came back payment charges use)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% money back at choose merchants

Accountable credit without charges.

1% – 1.5% money back and more offers

$500 – $10,000 limitations

APRs 12.99% – 26.99%

Not used to credit

Ive never ever had credit cards, automobile loan or home loan.

Ive never ever had a credit rating.

Im students, an individual a new comer to the U.S., or a certified individual on somebody elses bank card.

We keep a balance that is healthy my checking/saving records.

Typical credit

We have not defaulted on that loan in past times two years.

We have a limited credit rating, three years or less.

Im a gig/part-time worker without having a predictable earnings.

We keep a healthier balance in my checking/saving reports.

Good credit

We have not announced bankruptcy or defaulted on that loan within the last 4 years.

We have actuallyn’t been significantly more than thirty days later on any charge card, medical bill, or loan in thelast 12 months.

We have possessed a credit or loan card for three years or higher with a borrowing limit above $3000.

Information supplied is for guide and suitable this criteria doesn’t guarantee approval.

We use your banking history to bad credit in nevada instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. It might assist you to be eligible for a Petal charge card, even although you’ve never really had credit before.


Seize control of the cash, set a spending plan, and track your credit rating.


See just what you borrowed from, arranged AutoPay, and keep attention on your entire acquisitions.

Invest Planner

Set a spending plan to see simply how much you’ve kept to pay.

We offer you with the tools you will need to build thrive and credit. Regardless if the world is continually hoping to get one to purchase material.

Its radically user that is simplified and mobile software makes it simple to control cash, track investing and build credit without considering it.

When anyone subscribe to the card, theyre provided use of an software that recommends them on cash administration decisionsthe app will tell individuals its good to make an effort to pay back their entire credit bill at the conclusion of this thirty days, but will likely not penalize them if they cant.

Petal makes use of an even more holistic and underwriting that is comprehensive to determine the creditworthiness of charge card candidates when compared with old-fashioned banking institutions that depend predominantly for a candidates FICO rating.

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