Loans, Credit Lines and Overdraft Protection

Select from our borrowing choices

A versatile solution to borrow

Unsecured Loans

Borrow just the thing you need now, for just what you would like

Scholar Credit Line

A way that is flexible fund your college costs

Month-to-month Arrange Overdraft Protection

A back-up for the transactions that are everyday

Pay While You Go Overdraft Protection

Get ready to handle the unforeseen ( maybe unavailable on records in Quebec)

TD Residence Equity FlexLine

Your property will probably be your most effective borrowing tool that is financial

Dealership Car Loan

TD provides financing that is effective at dealerships across Canada

Private Sale Vehicle Loan

Submit an application for an automobile loan that suits your financial allowance

TD On-the-Spot RSP Loan

Optimize your RSP by borrowing as much as the RSP share restriction when it comes to 12 months

TD CarryForward RSP Loan

Borrow now which means that your your retirement cost savings may develop

Investment Secured Personal Credit Line

Make use of your qualified assets to secure a credit line

Find out more about Borrowing

Below are a few resources that are additional help you even more realize your borrowing choices.

Know Loans and Personal Lines Of Credit

Discover credit options for typical borrowing requirements like paying down debt, house renovation and much more

Compare TD Loans & Personal Lines Of Credit

Find out about the distinctions between that loan and A credit line.

Get and keep maintaining good credit

Find down what’s tangled up in getting credit, how exactly to maintain your credit rating healthy and much more.

Have to keep in touch with us directly?Contact us



With regards to needs that are borrowing there’s no one size that fits all.

That will help you determine which financial financing choice could be best for your needs, maintain the after at heart:

Are you experiencing a well-defined borrowing need with a specific objective – such as for example purchasing an automobile, consolidating financial obligation or any other major cost? Then that loan may be an improved option. A lump is provided by it amount of cash in advance. It is possible to choose a set or interest that is variable… and choose your re payment regularity including regular to biweekly, semi-monthly or month-to-month.

If, having said that, you will need the flexibleness to borrow for a number of needs, and never have to re-apply each time, then a credit line could be an improved option – once the funds as much as your available borrowing limit is there, when you want! And also you pay just interest on which you utilize.

Talk with a TD agent to learn more about which solution might be suitable for your borrowing requirements!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. personal credit line Loan vs. uncover cash on ground

Loan vs. Personal Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this video clip is actually for informational purposes only and could differ predicated on individual circumstances.

Please talk with a TD banking expert regarding the specific requirements.

В® The TD logo design along with other trade-marks will be the home regarding the Toronto-Dominion Bank.


Topic suggestion from search bar pops up when text is typed.

Screen Text: Debunking credit score urban myths Big Foot Debunking goat that is debunking yoga

Debunking credit score urban myths is clicked and name seems.

Screen Text: Debunking credit score urban myths

Speaker: Unlike a conspiracy that is internet, fico scores really should not be frightening.

A meter advances from a reduced credit history to credit score that is high. An automobile seems.

Speaker: They suggest just how well you handle your credit re re payments.

Payment Due name seems. A hand clicks onto it, changing the name to cover Bill.

Screen Text: Payment Due Pay Bill Minimal re re payment Paid

Speaker: Having good credit payment history- and that means you make at the least your minimal payment and constantly ensure it is on time – can help you attain a greater credit rating.

A calendar is shown having a check mark at the conclusion associated with thirty days.

Screen Text: minimal re re payment on time

A meter progresses from the lowest credit rating to credit score that is high.

Speaker: as a result will help help you get authorized for credit for bigger purchases – like your very first home – in the long term.

A agreement seems and it is being finalized. A residence is shown.

Screen Text: help to make approvals easier

An envelope seems.

Speaker: Making your instalments on time relates to your entire bills that are personal together with your phone bill along with other bills.

A bill is revealed in the envelope. A phone seems having a Pay Bill symbol. The symbol is clicked and changes to Paid!

Screen Text: your entire individual bills spend Bill Paid

Speaker: additionally, make sure that you need and that you use them responsibly by staying within your credit limit that you only apply for credit products.

Screen Text: just submit an application for credit services and products you’ll need

an amount of bank cards circle the screen and one stops and stays on screen. A credit meter shows the credit card going over the limitation after which back to the prospective area.

Screen Text: remain in your restriction

Speaker: Finally, keep in mind not to ever submit an application for credit numerous times over a period that is short this too can negatively influence your credit rating!

A meter advances from the credit that is high to low credit rating as being a hand clicks an Apply symbol many times.

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